Reserve Studies That Actually Make Sense.

Locally sourced, actionable reserve study planning for Utah HOAs.

A smarter approach to long term financial planning.

Most reserve studies are overpriced, generic PDFs that sit in a file somewhere until the next board meeting—and when you actually need them? Good luck making sense of them.

That’s where K&K does things differently.

Our reserve studies don’t just give you a static report—they give you a strategy. We provide a clear, adaptable 10-year capital plan that helps your board stay ahead of major expenses, adjust on the fly, and make smart financial decisions.

Oh, and we actually know what things cost in Utah. Big corporate reserve study firms? They’ll quote you boilerplate estimates that don’t reflect the real pricing of labor and materials in our market here in Utah. We’re local. We know the vendors. And we know how our high-altitude climate wreaks havoc on buildings if you don’t plan properly.

📌 Schedule a Free Consultation →

What You Get With a K&K Reserve Study

  • ✅ A 10-Year Capital Plan

    Not just a report, but an actual strategy you can use - complete with a detailed infrastructure report, an editable capital planning chart, and training on how to use it.

  • ✅ A Dynamic Capital Planning Chart

    Adjust projections in real time based on changing costs & priorities. Our planning tool automatically accounts for inflation over time, and can be modified based on current trends.

  • ✅ Utah-Specific Pricing & Insights

    No generic estimates—just accurate, local data. Because a corporation based out of a different state isn’t going to understand the effects that our unique environment can have on infrastructure.

  • ✅ A Plan Built for Your Community

    Not a cookie-cutter template, but a study customized for your needs. We work hand in hand with the board to ensure that your reserve plan is as accurate as possible before final hand-off.

  • ✅ Clear, No-Fluff Reports

    We provide clear, actionable insights and keep the legalese and accounting speak to a minimum and explain things in a way your board and your homeowners will actually understand.

What makes a K&K reserve study different?

It’s not just a PDF - It’s a strategy 📊

We don’t just drop a report in your inbox and wish you luck. Our reserve studies come with a real, actionable plan that helps your HOA plan, adjust, and execute capital projects with confidence - and we’ll even spend the time to show you how to use it.

We know Utah pricing (cuz we live here) 🏔

Out-of-state firms don’t understand Utah’s unique market. They’ll quote you generic national averages that have nothing to do with actual local labor and material costs. We work with vendors in this area every day, and we use real, market-driven pricing to make sure your reserve study is accurate.

we account for Utah’s unique climate 🏢

Harsh winters. Freeze-thaw cycles. Intense UV exposure. Utah’s climate destroys buildings faster than most places. If your reserve study doesn’t account for local environmental factors, it’s useless. We build realistic timelines and cost projections based on how materials actually hold up in this climate.

reserve study pricing

Small Communities (Under 20 Units)Starting at $1,500

Mid-Sized Communities (20-75 Units)Starting at $2,300

Large Communities (75+ Units or High-Complexity)Starting at $3,000

🚗 Travel Fees: HOAs outside our primary service area (200 miles from Heber, Utah) may incur additional travel costs. A custom quote will be provided based on your location.

📌 Want an exact price? Schedule a Free Consultation →

Not sure if you need a reserve study?

Here’s a quick test:

Your reserve fund is… looking a little empty.
You have major projects coming up but no real funding plan.
Your last reserve study is outdated, inaccurate, or nonexistent.
Your board is guessing at financial decisions instead of following a strategy.

If you checked any of these, it’s time for a real reserve study—one that actually helps you make smart financial decisions.

📌 Let’s Get Started →

Get a reserve study that actually works for your HOA.

Stop guessing. Start planning. Our reserve studies give your board clarity, confidence, and control over long-term capital projects—without the fluff, confusion, or overpriced nonsense.

📌 Schedule a Free Consultation Today →